Save money each month by refinancing your car or home today
For autos loans we offer:
- Refinanced vehicle loans as low as 2.99% APR1
- Up to 115% financing on approved credit
- Up to 90 days with no payment2
Check out our new and used rates for:
- Autos & Light Trucks
- RVs & ATVs
- Boats & Personal Watercrafts
Let me see rates
Here are some examples of the loan options we can help you consider:
- Conforming, Super Conforming and Jumbo loans up to $2 million
- FHA and VA loans
- Get 1.99% APR3 for 6 months on Home Equity Lines of Credit (HELOCs)4, and you don’t have to have your mortgage with us to get one
- Properties outside of California and Arizona will be considered
LA Financial Credit Union NMLS#: 556326
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1APR= Annual Percentage Rate. As an example, at 2.99% APR, your monthly payments are just $17.99 per $1,000 borrowed for 60 months. Discounted rate includes 0.25% reduction for automatic payment from LA Financial Credit Union account. Up to 115% Loan-to-Value financing on used auto loans on approved credit. Up to 100% Loan-to-Value applies on all cash-out refinances. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation and LTV or Loan-to-Value. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.
2Qualifying member may select to defer their first payment for up to 90 days from the loan funding date. Interest will accrue during deferral period. Subject to credit approval.
3APR= Annual Percentage Rate. CLTV= Combined Loan to Value
4Home Equity Line of Credit (HELOC) intro rate of 1.99% APR for 6 months (up to 80% CLTV). All HELOC loans offer a 5 year draw period followed by a 10 year repayment period. The minimum monthly payment during the 5 year draw period is 1.25% of the outstanding balance or $100.00, whichever is greater. Minimum draw amount per draw is $500. As an example, an outstanding balance of $10,000 @ 1.25% = $125 payment. After the 5 year draw period the loan balance is payable over a 10 year period. At the current HELOC variable APR of 3.250% your payments are just $12.50 per $1,000 for 120 months. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Loan approval is subject to credit, income and property valuation. All HELOCs are variable rate loans and rates are subject to change daily and without further notice. The maximum rate ceiling is 18.00%. Loan closing fees and costs range from $1,084.50-$1,967.50. Property insurance will be required. Promotion offered for a limited time and may be discontinued at any time.