Auto Loans

We are a division of LA Financial Credit Union. Our online application is under the LA Financial banner.

Whatever your vehicle loan needs are, we have some great options for auto loans as well as recreational vehicles

For autos loans we offer:

• Vehicle loans as low as 1.99% APR*
• Up to 125% financing on approved credit*
• Up to 90 days with no payment**

Recreational Vehicles

For recreational vehicle loans, we offer a fixed rate loan for:

• Autos & Light Trucks
• Motorcycles
• RVs & ATVs
• Boats & Personal Watercrafts

*APR= Annual Percentage Rate. As an example, at 1.99% APR, your monthly payments are just $17.54 per $1,000 borrowed for 60 months. Discounted rate includes 0.25% reduction for automatic payment from LA Financial Credit Union account. Up to 125% Loan-to-Value financing on new auto loans and up to 115% Loan-to-Value financing on used auto loans on approved credit. Up to 100% Loan-to-Value applies on all cash-out refinances and first time auto buyers. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary depending on credit profile, term, mileage, and the amount financed. Rates and terms are subject to change without notice.

**Qualifying member may select to defer their first payment for up to 90 days from the loan funding date. Interest will accrue during deferral period. Subject to credit approval.